Ongoing Purchases APR

Ongoing Balance Transfer APR

Ongoing Cash Advance APR

Ongoing Penalty APR

Receive up to $100 application fee credit for Global Entry or TSA Pre✓®

Chase - Sapphire Reserve - $100 credit for Global Entry/TSA

Receive up to $300 in statement credits annually as reimbursement for travel purchases charged to your card. Annual eligibility timeframe may vary; see Terms & Conditions for details.

Chase - Sapphire Reserve - $300 Annual Travel Credit

Get 50% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travelSame page link to Offer Details*. No blackout dates or travel restrictions — as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards®

Chase - Sapphire Reserve - 50% Travel Redemption

You and your authorized users can access 1,200+ VIP airport lounges worldwide with Priority PassTM Select and enjoy lounge amenities such as Wi-Fi, free snacks, beverages and more when you activate your membership.

Chase - Sapphire Reserve - Complimentary Airport Lounge Access

Earn up to $60 in statement credits on DoorDash purchases through December 31, 2021.*

Chase - Sapphire Reserve - DoorDash Credit

Receive up to 15% off every car ride, plus other benefits, such as priority airport pickups, relaxed cancellations, and exclusive saving opportunities with one year of complimentary Lyft Pink, a $199 minimum value, when you or your authorized user activates with a Sapphire Reserve card by March 31, 2022

Chase - Sapphire Reserve - Year of Lyft Pink

Get up to $120 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021. Same page link to Offer Details, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required

Chase - Sapphire Reserve - Peloton

With Pay Yourself Back, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories

Chase - Sapphire Reserve - 50% Pay Yourself Back Redemption

Ongoing Annual Fee

Either $5 or 5% of the amount of each balance transfer, whichever is greater

Ongoing Balance Transfer Fee

Either $10 or 5% of the amount of each transaction, whichever is greater.

Cash Advance Fee

Foreign Exchange Fee

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Chase Sapphire Reserve®

Chase Ultimate Rewards (Sapphire Reserve card)

Excellent

Chase

It offers the same general dining rewards rate as the Sapphire Preferred card, so its annual fee may not be worth it unless you’re a frequent traveler.

You won’t be able to earn 10X points via Chase Dining unless you live in a city that hosts one of Chase’s 4,000 eligible restaurants (and find locations that allow you to prepay).

2571 | Best credit cards for restaurants category page

You can boost the value of your points when you redeem toward dining purchases (via <a href="https://www.bankrate.com/credit-cards/news/chase-extends-pay-yourself-back/">Chase Pay Yourself Back</a>) or travel (via Chase Travel).

The card offers excellent first-year and ongoing value through valuable travel protections, travel credits and other features.